Pricing

One flat price for your whole firm

No setup fee. No minimum term. No sales call to sit through. And no VAT is added at checkout — the price on this page is the price you pay.

14-day free trial Month-to-month Cancel from your billing portal

Three plans

Pick a plan and start your trial

Every plan is the full platform for one flat monthly price. Higher plans add templates, deeper reports, and room for more boards and users — not features held hostage.

Starter

£95/ month

Everything a small firm needs to be compliant — one board, up to 3 users.

  • Compliance hub, registers & People (SM&CR)
  • Dashboard, firm-wide calendar & document storage
  • 8-section AI Compliance Report — board-ready, on demand
  • Email reminders for anything due
  • 1 board · up to 3 users
Start free trial

Pro

£195/ month

White-label it, build your own forms, and run a board for every team, branch or firm you oversee.

  • Everything in Growth
  • 74 Compliance Monitoring Plan templates
  • FCA Dry Run — a mock-interview report
  • FCA Returns tracker — every RegData deadline
  • White-label branding & custom form builder
  • Unlimited boards & users
Start free trial

The price you see is the price you pay — no VAT is added at checkout. Every plan is month-to-month — cancel from your billing portal whenever you like.

Every plan starts with a 14-day free trial. A card is required at checkout, but nothing is charged until day 14 — cancel before then and you pay nothing.

What this replaces

What you'd otherwise pay

Compliance for a small firm usually means one of three things. Here's what each actually costs.

Consultant retainer

£400–£1,500 / month

A typical retainer for a small firm. A good deal of it pays for record-keeping, register upkeep and chasing — the routine layer, not the judgement.

Comparable platforms

£1,000+ / month

Platforms offering anything comparable start at over £1,000 a month — usually behind a demo call, usually on a 12-month contract.

DIY spreadsheets

£0 up front

Free, until you need to prove something. No audit trail, no reminders, no board reporting — and no answer when the FCA asks how you know.

An honest framing

Fenchurch One replaces the recording, registers and reporting layer — the part that quietly eats a retainer. It does not replace judgement. If you want a consultant for the genuinely unusual calls, keep one; you'll simply need fewer of their hours.

What's inside the price

The templates alone earn their keep

Included on Growth

74 ready-made policy templates

Off-the-shelf FCA compliance manuals retail at roughly £765–£975, one-off. The Growth policy pack compares to that on its own — and it lives inside a platform that keeps every policy dated, versioned and due for review, rather than in a binder.

Included on Pro

74-chapter Compliance Monitoring Plan library

Pro adds a full Compliance Monitoring Plan library — 74 chapters covering the checks a regulated firm is expected to run, ready to adopt and adapt. Browse the full template library.

The detail

Plan by plan, line by line

What you get Starter£95 / month Growth£145 / month Pro£195 / month
Boards1Up to 3Unlimited
Users (login seats)310Unlimited
People records (SM&CR)UnlimitedUnlimitedUnlimited
Compliance hub, registers, dashboard, calendar & document storage
Email reminders
AI Compliance Report (8 sections)
Executive Summary report
FCA Dry Run (mock-interview report)
Policy templates (74)
Compliance Monitoring Plan templates (74)
Form template library
Custom form builder
FCA Returns tracker
White-label branding
Start free trial Start free trial Start free trial

People records are unlimited on every plan — only login seats are capped.

Pricing questions

Asked before buying, answered honestly

Which plan should I start on?
Most firms start on Starter — it's the full platform, including the AI Compliance Report. Choose Growth if you want the 74 policy templates, the Executive Summary report, or more than one board. Choose Pro if you run several boards, or want the Compliance Monitoring Plan library, the FCA Dry Run, the FCA Returns tracker or white-label branding. You can change plan at any time, so the safe answer is: start low, move up when you hit a limit.
What is a board?
A board is one self-contained set of records — its own registers, people, documents and reports, kept entirely separate from every other board, with access you control user by user. Most firms run one. But a board can be whatever you need it to be: a team, a department, a branch or office, a broker, an appointed representative, an agent, or another firm in your group. Starter includes 1 board, Growth up to 3, Pro unlimited — and setting up a new one takes a click.
What's the difference between users and people records?
A user is a login seat — someone who can sign in and work in the platform. A people record is an entry in your People area — anyone you hold SM&CR or staff records about. People records are unlimited on every plan; only login seats are capped. A firm of 25 staff can hold all 25 people records on Starter, as long as no more than 3 of them need to log in.
Can I change plan later?
Yes — any time, from your billing portal. No phone call, no notice period, no penalty. Upgrade when you need more, downgrade when you don't.
How does the free trial work?
Every plan starts with a 14-day free trial. A card is required at checkout, but nothing is charged during the trial — cancel from your billing portal before day 14 and you pay nothing at all. If you stay, your subscription simply starts.
Do the prices include VAT?
No VAT is added at checkout. The price you see is the price you pay — £95, £145 or £195 a month, exactly.
What does white-label mean?
On Pro, you can put your own logo and colours across the platform and the reports you share. Useful if you oversee several firms, or simply want your board pack to carry your branding rather than ours.

Start your 14-day free trial today.

Pick a plan, sign in with a code, and have your first area evidenced this afternoon. Cancel before day 14 and pay nothing.