Fenchurch OneFCA Compliance Software
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Pricing

The whole compliance job, one flat price

Platforms offering anything comparable start at over £1,000 a month — usually behind a demo call, usually on a 12-month contract. Fenchurch One is one flat price for your whole firm: no setup fee, no minimum term, no sales call to sit through.

14-day free trial Month-to-month Cancel from your billing portal

Four plans

Pick a plan and start your trial

Every plan is the full platform. Higher plans add templates, deeper reports, and room for more firms and users; Network adds full AR oversight for principal firms — not features held hostage.

Limited time offer — these prices end on 30 November 2026

Starter

FREEfor 14 days

No card required. No obligation. Free for 14 days, then £150 a month thereafter if you choose to subscribe. Subscribe in-app at the end of the free period.

Everything you need to record and evidence one firm's compliance work — one firm, up to 3 users.

  • Records — registers & Annual Confirmations — and People (SM&CR)
  • Control Centre & document storage
  • AI Executive Summary — the one-page briefing for your directors, on demand
  • Email reminders for anything due
  • Core form templates — the 8 registers & 2 Annual Confirmations every firm keeps
  • Custom form builder — build any form your firm needs
  • 1 firm · up to 3 users
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Growth

FREEfor 14 days

No card required. No obligation. Free for 14 days, then £250 a month thereafter if you choose to subscribe. Subscribe in-app at the end of the free period.

For a firm that's scaling — more users, more firms, the full compliance report.

  • Everything in Starter
  • The full form library — all 15 registers & 4 Annual Confirmations, including every specialist one
  • 41 ready-made policy templates
  • 8-section AI Compliance Report — your full posture, mapped to the rules
  • Up to 3 firms · up to 10 users
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Pro

FREEfor 14 days

No card required. No obligation. Free for 14 days, then £375 a month thereafter if you choose to subscribe. Subscribe in-app at the end of the free period.

White-label it, and set up a firm for every team, branch or firm you oversee.

  • Everything in Growth
  • Monitoring Plan — recurring compliance checks from a built-in library of 80
  • FCA Dry Run — a mock-interview report
  • FCA Returns tracker — every RegData deadline
  • Customer Hub — customer and counterparty due diligence
  • 44 register & 10 general templates
  • White-label branding
  • Unlimited firms & users
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For principal firms

Network

£750/ month

Includes 3 Appointed Representatives, then £50 per AR per month after that.

AR oversight for principal firms — a record and a portal for every Appointed Representative you supervise.

  • Everything in Pro, for your own firm
  • 3 Appointed Representatives included, then £50 per AR per month
  • A portal each AR logs into — its own Annual Confirmations, registers & policies
  • AR Oversight — every AR's status in each oversight area, financial monitoring included
  • SUP 12 Self-Assessment — your annual self-assessment, approved by your directors
  • Due diligence, Annual Confirmations, registers & policies seen across every AR with one firm filter
Contact us

Starter, Growth and Pro start with a 14-day free trial, and no card is needed. Try the plan for 14 days, then subscribe from inside the app when you are ready: everything you set up is kept. These prices are a limited time offer: from 1 December 2026 every plan's price doubles, Network included.

Network is £750 a month including 3 Appointed Representatives, then £50 per AR per month. More about Network →

Rather see it first? Book a demo

What this replaces

What you'd otherwise pay

Compliance usually means one of three things. Here's what each actually costs.

Consultant retainer

£400–£1,500 / month

A typical compliance retainer. A good deal of it pays for record-keeping, register upkeep and chasing — the routine layer, not the judgement.

Comparable platforms

£1,000+ / month

Platforms offering anything comparable start at over £1,000 a month — usually behind a demo call, usually on a 12-month contract.

DIY spreadsheets

£0 up front

Free, until you need to prove something. No audit trail, no reminders, no reports for your directors — and no answer when the FCA asks how you know.

An honest framing

Fenchurch One replaces the recording, registers and reporting layer — the part that quietly eats a retainer. It does not replace judgement. If you want a consultant for the genuinely unusual calls, keep one; you'll simply need fewer of their hours.

What's inside the price

The templates alone earn their keep

Included on Growth

41 ready-made policy templates

Off-the-shelf FCA compliance manuals retail at roughly £765–£975, one-off. The Growth policy pack compares to that on its own — and it lives inside a platform that keeps every policy dated, versioned and due for review, rather than in a binder.

Included on Pro

54 more documents — registers & general templates

Pro adds the full register suite (44) and general templates (10), ready to adopt and adapt — and the built-in Monitoring Plan schedules the checks a regulated firm is expected to run. Browse the full template library.

The detail

Plan by plan, line by line

What you get Starter£150 / month Growth£250 / month Pro£375 / month
Firms1Up to 3Unlimited
Users (login seats)310Unlimited
People records (SM&CR)UnlimitedUnlimitedUnlimited
Records (registers & Annual Confirmations), Control Centre & document storage✓✓✓
Email reminders✓✓✓
AI Executive Summary report✓✓✓
AI Compliance Report (8 sections)—✓✓
FCA Dry Run (mock-interview report)——✓
Policy templates (41)—✓✓
Register templates (44)——✓
General templates (10)——✓
Monitoring Plan (recurring compliance checks)——✓
Core form templates (8 registers + 2 Annual Confirmations)✓✓✓
Full form library (15 registers + 4 Annual Confirmations)—✓✓
Custom form builder✓✓✓
FCA Returns tracker——✓
Customer Hub (customer and counterparty due diligence)——✓
White-label branding——✓
Create Free Account Create Free Account Create Free Account

People records are unlimited on every plan — only login seats are capped.

Pricing questions

Asked before buying, answered honestly

Which plan should I start on?
Most firms start on Growth — the full form library, the 41 policy templates, the full 8-section AI Compliance Report and up to three firms. Choose Starter if you want the core registers and Annual Confirmations every firm keeps, plus the AI Executive Summary; the form builder is on every plan, so you can always build any form your firm needs. Choose Pro if you run several firms, or want the register and general document libraries, the Monitoring Plan, the FCA Dry Run, the FCA Returns tracker, the Customer Hub or white-label branding. You can change plan at any time.
What counts as a firm?
A firm is one self-contained set of records — its own registers, people, documents and reports, kept entirely separate from every other firm, with access you control user by user. Most customers run one: their own firm. But a firm can also be an appointed representative, or a team, branch or department you want to keep as its own set of records. Starter includes 1 firm, Growth up to 3, and Pro is unlimited — setting up a new one takes a click.
What's the difference between users and people records?
A user is a login seat — a person who can sign in and work in the platform. A people record is an entry in your People area — each person you hold SM&CR or staff records about. People records are unlimited on every plan; only login seats are capped. A firm of 25 staff can hold all 25 people records on Starter, as long as no more than 3 of them need to log in.
Can I change plan later?
Yes — any time, from your billing portal. No phone call, no notice period, no penalty. Upgrade when you need more, downgrade when you don't.
How does the free trial work?
Every plan starts with a 14-day free trial, and no card is needed. Sign up with your work email, choose the plan to try and use it as normal for 14 days, with up to ten people and two template documents. When you are ready, subscribe from inside the app and everything you set up is kept. If you do not subscribe, the account becomes read only, and it is deleted 60 days after the trial ends.
What does white-label mean?
On Pro, you can put your own logo and colours across the platform and the reports you share. Useful if you oversee several firms, or simply want the reports you share with your directors to carry your branding rather than ours.

Start your 14-day free trial today.

Pick a plan, sign up with your work email, and have your first area evidenced this afternoon. No card is needed for the 14 days.

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